Vacancy details
This is a private vacancy. Company details stay confidential until InVault confirms a serious candidate fit.
- Status
- Active
- Date posted
- 2026-11-15
- Open until
- 2027-02-13
- Employment type
- Full-time
- Source-listed languages
- Not specified
- Language requirement
- No mandatory language inferred
- Work arrangement
- Remote
- Physical workplaces
- Not specified
- Applicant eligibility
- United States
Overview
Build and operate transaction monitoring for bank debits, real-time transfers and card disbursements. Configure and back-test risk scenarios, independently investigate suspicious activity, prepare sponsor-bank referrals and improve case quality and monitoring effectiveness through SQL and cross-functional automation.
Requirements
- At least four years in BSA/AML, financial-crime compliance or transaction monitoring at a bank, payments or fintech business.
- Hands-on ownership of designing, implementing, testing and tuning monitoring rules, not solely reviewing alerts.
- Experience independently investigating complex suspicious activity and documenting escalations.
- Strong knowledge of BSA/AML, transaction structuring, velocity anomalies and risk-based controls.
- Practical understanding of ACH/NACHA, RTP, FedNow, debit networks or Visa Direct.
- Strong SQL skills and ability to configure monitoring tools such as Unit21, Sardine, Actimize or Verafin.
- Ability to maintain high-quality alert queues and collaborate with engineering, compliance and sponsor-bank partners.
- A related degree, CAMS or CFE certification, Python, program buildout and sponsor-bank fintech experience are preferred, not mandatory.
Responsibilities
- Create risk-based transaction monitoring scenarios and thresholds across ACH, RTP, FedNow and card rails.
- Back-test rules, adjust velocity thresholds and reduce false positives with documented governance.
- Investigate customer transaction patterns and write defensible suspicious-activity case conclusions.
- Prepare suspicious activity referrals and evidence for sponsor banks.
- Track alert backlogs, case aging, quality metrics and monitoring gaps.
- Partner with product and engineering on monitoring workflows, automation and new-rail launch requirements.
- Support bank partner audits and compliance inquiries with documented analysis.
Conditions
- Full-time fully remote role for candidates located in the United States.
Tech stack
- SQL
- Unit21
- Sardine