Consumer Fintech Authentication Fraud Strategy Specialist — Remote (United States)

Overview

Own data-led fraud risk strategies for consumer financial accounts, focusing on login, recovery, device trust, profile changes and mobile-wallet provisioning. Analyze fraud losses and good-customer friction while shaping monitoring, automation and decisions with technology, operations and compliance teams.

Requirements

• At least five years directly managing authentication fraud risk strategies, including device and login risk, account recovery and profile updates.
• Deep understanding of account takeover, scams and social engineering methods and controls.
• Proficiency with SQL and Python for fraud portfolio analysis.
• Experience using AI tools, LLMs or workflow automation to improve fraud detection and operational decisions.
• Strong analytical ability to investigate behavioral patterns and measure fraud-loss and false-positive impacts.
• Clear cross-functional communication and ownership of risk strategy execution.

Responsibilities

• Develop and maintain authentication risk strategies to prevent takeover and scams.
• Set the roadmap for authentication analytics, tools and operational controls.
• Investigate fraud patterns with SQL and Python and improve monitoring coverage.
• Design and maintain device, login and recovery risk alerts and escalation logic.
• Integrate suitable AI-driven capabilities into authentication decision workflows.
• Use graph or network analysis to identify coordinated fraud rings while reducing false positives.
• Coordinate fraud incident investigation with engineering, product, operations and AML teams.

Conditions

• Full-time fully remote position for candidates located in the United States.

Tech stack

• SQL
• Python